CLAIMSTAKE · CHECKLISTE EINSEITER
Timeline: backward from Dec 31
Strategy and process · Stand: 2026-08-10
PROTOMINDS
Bonn & Köln
Counted back from 31 December: notarization by 15 November, and an accepted offer by 10 October on the vacant route.
- Aug 10–17: financing certificate, portal alerts, first viewings booked
- Aug 17–Sep 20: 10–15 viewings, WEG documents requested for the shortlist
- Sep 20–Oct 25: offer, object-level financing approval, notary draft (private↔private has no 14-day waiting period)
- ≤ Nov 15: notarization (tenanted-path drop-dead)
- Early Dec: payment → Besitzübergang → rent accrues to you (§566 BGB)
- Dec 31: goal met
Notarization → payment typically takes 4–6 weeks (Vormerkung, GrESt, lien clearance). Vacant-path drop-dead: offer accepted by Oct 10.
Verified Primary Sources:
- §Closing timeline: Notar → Kaufpreisfälligkeit(David & Jacques, 2026)