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CLAIMSTAKE · CHECKLISTE EINSEITER

Old-building risks: asbestos, heating, energy class

Risks in older stock · Stand: 2026-08-10

PROTOMINDS
Bonn & Köln
Two-wire electrics, end-of-life risers, Floor-Flex asbestos suspicion, heating law after the GModG, and what the energy class does to price.

1950s–70s stock: two-wire electrics (renewal €5–15K — never DIY), end-of-life Steigleitungen (classic Sonderumlage), Floor-Flex tiles may contain asbestos — harmless if undisturbed, never sand or drill; float new flooring over.

Heating: the July 2026 GModG repealed the 65%-renewables rule and boiler-swap mandates — a dying gas Etagenheizung may again be replaced like-for-like. CO₂ pricing remains the long-term cost risk.

Energy class: G/H justifies −6–9% on price and banks now price energy risk (~0.15pp markup). Use it as a negotiation lever, not a reason to walk (unless the WEG can't fund improvements).

DIY boundary: painting, floors, cosmetics = yours. Electrical, gas, water, structural, anything in Gemeinschaftseigentum = certified trades / WEG resolution.

Verified Primary Sources:

  • §Bonn kommunale Wärmeplanung (adopted 2025-07-03)(Stadt Bonn, 2025-07)
  • §GModG 2026 — Heizungsgesetz repeal/reform(Bundesregierung, 2026-07)
  • §Maintenance reserve benchmarks (II. BV 2026)(Haufe, 2025-11)
  • §Energy class price impact (±20%…−9%)(immowelt, 2026-03)

Important Notice: This document is provided for structured preparation and does not replace qualified legal or notarial counsel. Claimstake is an independent analysis tool.

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